In Spain, more and more people opt for rent as the only way out of the difficulty of buying a home. High prices and mortgage access conditions have left the population out of the purchase market. Currently, for example, the situation, Nearly a quarter of households live for rentan especially visible trend in large cities such as Madrid and Barcelona.
Buying a home in one of the big cities of Spain is currently beyond the reach of most Spaniards
And is that The monthly rental payment has become one of the main expenses for many familiesin many cases reaching a third of the total its income. But not because it is the most used option automatically becomes the most viable, since lease prices are also in the clouds. In this sense, this situation has made it more and more important to have safe and effective payment methodsespecially since many tenants already face a remarkable economic uncertainty.
That is why, in recent months, The Bank of Spain and the Government have launched a joint warning aimed at all tenants about the risks of paying rent by bank transfer. Although this method is very common, the entity remembers that it is irrevocable: Once the money is sent, you can only recover if the recipient returns it voluntarily or by court order.
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The alert comes, precisely, after detecting a Increased scams related to false rentals. In many cases, scammers publish housing ads at very attractive prices, request a reservation by transfer and, once the payment is received, They disappear without a trace. In this type of fraud, recovering money is extremely difficult.
Along the same lines, the Spanish authorities do not prohibit the use of the transfer to pay the rent, But recommend extreme precautions: make sure that the owner is real, avoid advancing money without visiting the home and, if possible, Use payment methods that offer more guarantees of return in case of problem, such as banking domicile. This allows Automatic payment every month from the tenant account to that of the landlord, which facilitates a control, clear registration of the monthly payment and there is even the option of Return the receipt.
The president of the Government Pedro Sánchez during a plenary session in Congress
On the other hand, it is also advisable to use, provided it can, safe payment platforms that act as intermediaries. A well -known example is PayPalwhich offers fraud protection, allows to claim and reverse payments in certain cases of fraud and leave a clear record of all transactions.
