As of today, Monday, June 30, The deadline for people from 18 to 35 can open can request emancipation loans. An aid of the Government that aims Help young Catalans to access their first home, Something that, without a doubt, is one of the big problems of today
The state of housing in our country is the order of the day. Are tens of thousands young people who see how to access an apartment is increasingly complicated. The combination between not very high salaries and exorbitant prices in housing is fatal.
Until now, both the central and regional government have tried Regulate the housing market In different ways. One of them could be, for example, the Young rent bonus that the Ministry of Housing offers from 2022 and that gives people between 18 and 35 years old with low income up to 250 euros per month for two years.
Image of a person's resource signing a housing contract
But it is not the only measure. Now, as of today, it is the Generalitat de Catalunya that moves a file. From this same Monday, June 30 A measure promoted by the Catalan Institute of Finance. This is what is known as Emancipation loansand its objective is none other than helping young people to face the payment of the entrance of a floor.
One of the main problems that many young people are when trying to access a home is that They do not have enough money to give entry They ask them. Therefore, the Government is now committed to that these loans cover up to 20% of the value of the property (With a cap of 50,000 euros) when you want to access a first home.
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The Generalitat says that young people They will not have to pay interest in these loansthat they will not have to return the main one until the mortgage has amortized and that, after that, They will have up to five years to return it. To request the loan, young people will have to access the website of the Institut Català de Finances as of today, June 30.
The President of the Government of Catalonia, Savior Illa
Since emancipation loans are intended for the young population, it is evident that the main requirement to access them is be in the age range between 18 and 35 yearsboth included. In addition, applicants must be registered in Catalonia and their annual gross income They cannot exceed the Sufficiency Income Indicator of Catalonia multiplied by 6.5. In other words, those of a single person cannot be superior to 80.963 euros.
